Cyprus offers Mediterranean quality of life at moderate Western European costs. This guide gives honest 2026 figures for rent, food, utilities, transport and healthcare across Limassol, Nicosia and Paphos.
Accommodation — monthly rent
- Limassol centre: 1-bedroom €900–€1,500 | 2-bedroom €1,300–€2,200
- Limassol suburbs (Germasogeia, Agios Athanasios): 1BR €700–€1,100
- Nicosia centre: 1BR €650–€950 | suburbs €500–€750
- Paphos: 1BR €650–€1,100 | Larnaca: 1BR €600–€950
- Limassol Marina luxury: €2,500–€8,000+/month
Groceries and dining
A couple spending carefully can manage on €350–€500/month at supermarkets (Lidl, Sklavenitis, Alphamega). Dining out: taverna lunch €10–€15 per person, mid-range dinner €18–€30, fine dining €50–€80.
Utilities
Electricity is a significant cost, especially July–September when air conditioning runs constantly. Expect €80–€160/month in winter and €180–€350/month in summer for a two-bedroom apartment. Water: €15–€30/month. Fibre internet (100 Mbps): €25–€40/month.
Transport
A car is almost essential outside city centres. Petrol: approximately €1.60–€1.70/litre (2026). Mandatory car insurance: €350–€900/year. City taxi trips: €6–€12.
Healthcare
GeSY covers most routine costs for registered residents. Private GP visit: €50–€90. Dental: crown €450–€700, filling €70–€120 (not covered by GeSY beyond the €150 annual allowance).
Monthly budget estimates
- Frugal single person: €1,400–€1,800
- Comfortable single person: €2,000–€2,800
- Comfortable couple: €2,800–€4,200
- Family with two children (international school): €5,500–€8,000